FREE TO CHECK · NO OBLIGATION · 2 MINUTES

Protection built around your mortgage.

Mortgage protection is term life coverage designed to pay off the house if you’re not there to. Answer a few questions and a licensed agent will show you clear options — you choose what fits.

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Free to check · Won’t affect your credit · No obligation to buy

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Your information is secure and never sold.

Licensed agents

Real people, licensed in your state.

No obligation

Seeing your options is always free.

Top-rated carriers

We compare plans from established insurers.

Pays toward the house

Coverage is sized to your mortgage balance, so the benefit can clear the loan — and your family keeps the home.

Paid to your family, not the bank

Your beneficiary receives the payout directly. They decide how to use it.

No medical exam options

Most people qualify with a few health questions. Many common conditions are still coverable.

How it works

1

Tell us about your mortgage

A few taps. Balance range, age, who you’re protecting.

2

Review your options

A licensed agent shows you real quotes from multiple carriers — in plain English.

3

Choose what fits

Pick a plan, or don’t. Either way, you’ll understand your options.

3

simple steps

1

clear plan

0

pressure

See your options

Free to check · Won’t affect your credit · No obligation

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What brings you to Keeper today?

No wrong answer — this just helps us point you right.

We’re here when it matters.

Reliable support. Clear communication. A licensed agent who explains your options and respects your decision — whatever it is.

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A family walking out their front door together

Common questions

What is mortgage protection insurance?+

It’s term life insurance designed around your mortgage. If you pass away during the term — and on many plans, if you’re diagnosed with a serious illness — the policy pays a benefit your family can use to pay off the house and stay in the home.

How is this different from PMI?+

PMI protects your lender if you stop paying. Mortgage protection protects your family — the benefit is paid to them, not the bank, and they decide how to use it.

Do I need a medical exam?+

Usually not. Most plans we quote use a few health questions instead of an exam, and many people get a decision quickly.

What if I have a health condition?+

Often still coverable. We work with carriers that accept common conditions like high blood pressure and diabetes. Even if you’ve been declined before, there may be a plan that fits.

What are living benefits?+

Newer term policies can pay out while you’re living if a critical, chronic, or terminal illness hits. Same idea — protect the mortgage — with protection you can use in more situations.

Is Keeper an insurance company?+

No — Keeper is an independent insurance agency. We don’t issue policies; we compare plans from top-rated carriers and licensed agents help you choose. That independence is the point: we work for you, not one insurer.

Is it really free to see my options?+

Yes. Quotes are free, checking won’t affect your credit, and there’s no obligation to buy anything.

Protect the home you built.

See your options in minutes. Free, clear, and no pressure.

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